The TENfold Method
Put Down
Your Roots.
— Property Investment Blueprint
Before a tree can grow, its roots must reach deep. Your Property Investment Blueprint is the strategic foundation that makes everything else possible — finance, acquisition, tax, and ultimately your harvest.
"Don't cut your flowers — let compounding growth do its work."
— Warren Buffett
Property Investment Blueprint
Your Personalised Advisory Document
Goals & Financial Profile
Income, assets, liabilities, borrowing capacity & risk appetite
Investment Strategy
Structure, gearing, target markets & property type
Finance Blueprint
Loan structure, cash flow model & borrowing strategy
Tax & Accounting Strategy
Holding structure, depreciation & CGT planning
Action Plan
Step-by-step roadmap with owners & target dates
What is a PIB?
Your investment journey
needs a blueprint.
A Property Investment Blueprint isn't a generic report — it's a living strategic document built around your unique financial situation, goals, and timeline.
Just as a tree's roots must reach deep before the trunk can grow tall, your investment strategy must be firmly established before a single dollar of finance is committed. The PIB is that foundation.
During a dedicated paid advisory session, your TENfold advisor sits down with you to understand where you are financially, where you want to go, and how to get there — then documents it all in your personalised PIB.
The blueprint is then handed directly to your mortgage broker (Step 03), ensuring your finance is structured to serve your investment strategy — not the other way around.
"Property investment is ultimately a finance journey with property attached. The PIB ensures the finance serves your strategy."
— TENfold Property Advisory- Tailored to your personal financial situation
- Covers goals, finance, tax and acquisition strategy
- Handed directly to your mortgage broker
- Includes a step-by-step action plan with timelines
- Reviewed annually as your portfolio grows
- BYOP welcome — Bring Your Own Property
Inside Your Blueprint
Six sections. One complete picture.
Your PIB covers every dimension of your investment position — so your entire TENfold team is aligned from day one.
Client Profile & Goals
Personal details, investment objectives, risk tolerance, preferred property types, and your target timeline for building a portfolio.
FoundationFinancial Snapshot
A complete picture of your income, assets, liabilities, net worth, and estimated borrowing capacity — the numbers your broker needs.
ClarityInvestment Strategy
Recommended holding structure, gearing approach, target LVR, priority markets, and a 5-year portfolio roadmap tailored to your goals.
DirectionFinance Blueprint
Proposed loan structure, interest rate assumptions, an annual cash flow model, and a clear picture of your holding costs versus rental income.
StructureTax & Accounting Strategy
Optimal holding structure, depreciation schedule estimates, negative gearing assessment, and a CGT strategy aligned to your hold period.
EfficiencyAction Plan
A clear, sequenced action plan with nine milestone tasks, assigned owners across the TENfold team, and target completion dates.
MomentumThe Advisory Session
What happens in
your session?
Your PIB is built during a structured, one-on-one advisory session. Here's exactly what to expect.
Before the session
Complete your pre-session questionnaire
Once booked, you'll receive a short questionnaire covering your income, assets, debts, and investment goals. Completing this beforehand means your advisor can focus the session on strategy rather than data collection.
Session — Part 1
Goals & financial review
Your advisor walks through your financial position with you — income, borrowing capacity, existing equity — and aligns this with your short- and long-term investment objectives. This is a conversation, not a form-fill.
Session — Part 2
Strategy, structure & market selection
Your advisor recommends an investment structure, gearing strategy, and target property markets based on your profile. They'll explain the reasoning behind every recommendation so you're confident, not just compliant.
After the session
Receive your personalised PIB document
Within a few business days, you'll receive your completed Property Investment Blueprint — a professionally prepared document covering all six sections. This becomes your reference point for every subsequent step in your journey.
Ongoing
Annual review — keeping your roots strong
Your PIB isn't a one-off document. As your portfolio grows and your financial position changes, your advisor will review and update your Blueprint annually to ensure your strategy continues to serve your evolving goals.
Why TENfold
One platform.
Every specialist you need.
Ready to put down your roots?
Your blueprint starts
with a single session.
Book a paid advisory session with a TENfold specialist and we'll build your Property Investment Blueprint together — the foundation for everything that follows.
Sessions via video call, Australia-wide · (02) 8967 8454 · team@10fold.au
